Free daily budget calculator

Through the end of the month,
how much can you spend per day?

Enter your remaining budget and the days left. Upcoming payments are set aside first to calculate a daily estimate from today onward.

Try the calculatorSee how budgeting works

No sign-up, bank account, or card linking

US dollar (USD) · US Eastern — New York · °C

A simple, free calculator

How much can you spend per day until month-end?

The amounts you enter are not saved or sent.

Currency & time zone

Yen and dollars have separate budgets and records. No currency conversion is applied. Saved timed events keep their actual time when you change time zones.

Daylight saving time adjusts automatically in supported US regions. Reminders already added to your calendar stay unchanged.

Daily estimateEnter an amount

Scheduled payments are deducted from your remaining budget, then the result is divided by the days left.

This result is an estimate to help you plan your household budget. Do not use it to make tax, investment, or borrowing decisions. Consult a qualified professional when needed.

Formula and example

Subtract scheduled payments from your remaining budget first

Daily estimate = (Remaining budget − Scheduled payments) ÷ Days left, including today

For example, with $500.00 remaining, $80.00 in upcoming payments and 15 days until month-end, $420.00 ÷ 15 gives $28.00 per day. Fractions of a yen or cent are rounded down. If upcoming payments use up the remaining budget, the result is zero.

Monthly budget in Kurashi OS is your total spending budget for the month. In this calculator's Amount left to spend this month field, enter that total minus recorded expenses. With matching scheduled payments and days left, the result matches the new board's daily average when the amount remaining after scheduled payments is JPY 0 or more. The board may show a negative estimate to make overspending visible.

When to use it

Use your budget to plan today

When a monthly total is hard to act on, breaking it into a daily amount can make spending decisions easier.

Check your pace through month-end

Even after a day of overspending, you can divide the remaining budget by the days left and adjust from today.

Set aside planned expenses

Deduct rent and bills first, then calculate using only the amount available for other spending.

No need for perfect records

Start with just your remaining budget. You can keep recording expenses when you need to.

Next step

Keep using the same approach after you calculate

Kurashi OS automatically updates your daily budget based on your recorded expenses and scheduled payments.
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