No sign-up or account linking
Start using it without creating an account. It does not read your bank or card statements.
Budgeting without linking accounts
Turn your budget
into a number for today.
Recorded expenses and upcoming payments are deducted from your monthly budget. The remainder is divided by the days left this month, including today, to give you a daily estimate.
No sign-up, bank account, or card linking
US dollar (USD) · US Eastern — New York · °C
Example
Turn your remaining budget into a daily estimate
Daily estimate$28.00After scheduled payments
- Monthly budget
- $600.00
- Recorded expenses
- $100.00
- Remaining after scheduled payments
- $420.00
- Until month-end
- 15 days
- Scheduled payments
- $80.00 set aside
($600.00 − $100.00 − $80.00) ÷ 15 days = $28.00
Record a lunch costing $8.00, and $412.00 remains. Dividing by 15 days gives a daily estimate of $27.46. The estimate updates after each expense, rounded down to whole yen or cents.
Choose Paid on a scheduled payment to move it to expenses without deducting the same amount twice. Unpaid items from previous months are also included in this month's calculation. The daily budget calculator lets you try this by entering the amount remaining after expenses and the number of days yourself.
Easy to keep using
Designed so you don't have to track everything
The focus is on deciding how to use your money today, rather than detailed asset management.Manually record the expenses you need
You do not have to record everything perfectly. Start with what you need for today's decisions, and keep records at your own pace.
Set aside scheduled payments first
Upcoming payments, such as rent and bills, are deducted before your daily budget through month-end is calculated.
How to use
Get started in three steps
- 1Enter your total spending budget for this month in Monthly budget
Include expenses already recorded and upcoming payments. If you start mid-month with $500.00 remaining and $100.00 already spent, enter $600.00 as your monthly budget.
- 2Record expenses and scheduled payments
Keep what you have spent separate from what you still need to pay.
- 3Check your daily estimate
The number updates as you record spending, showing your pace through month-end.
When it can help
For a daily estimate based on your own entries
Use it when you want to avoid linking accounts, try budgeting without signing up, or check your spending pace through month-end.
Automatic transaction imports, receipt scanning, and real-time family sharing are not supported. Unrecorded expenses are not deducted automatically, so adjust Monthly budget and your expense records from time to time to reflect your actual situation.
Why it works this way
A focus on today's decisions, beyond transaction records
Budgeting apps that connect to bank accounts and cards can be helpful when you want a detailed picture of all your finances. But setting up connections and categorizing transactions can also feel like a lot of work.
Kurashi OS leaves accounts unlinked so you can enter just the amounts you need and quickly check your spending pace from today through month-end.
Your data
Your budget and plans are saved in your browser
Your budget and plans are saved in your device's browser and do not sync automatically to other devices. You can create a backup in Settings before clearing browser data or changing devices. Some optional features, such as weather updates and asking AI directly, use an internet connection.
Read the data handling details